Anacapa Insurance Services Blog
Finding life insurance with diabetes can be frustrating if you are working with an agent who is not familiar with the medical issues. Many agents will unknowingly give false information and tell you that you will be declined or that you can only get a small policy.
The truth is that as a diabetic, you can get as much life insurance coverage as anyone else. Your rate will depend on a number of factors including age and medications. The key is to find an agent who knows the right questions to ask in order to find out the exact nature of your diabetes and how well it is controlled with your medications.
Not every life insurance company treats diabetes the same. Finding the best life insurance rates available for you comes down to finding an agency that works with a number of companies and can do the shopping for you. One company may have the best rates for Type 1 Diabetes but another will have the best rates for Type 2. Some companies are better with younger ages and others are better for seniors. Depending on your financial goals and need for life insurance, we’ll find the right life insurance company and product for you.
And if you have been turned down in the past, don’t worry. We have many options including high-risk companies, so you can be confident that we can secure the level of life insurance you need for your family.
Want to find out more? It just takes a 5-minute phone call to get started. Call us at (800)578-8581.